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Government Benefits
 
COBRA
The Consolidated Omnibus Budget Reconciliation Act provides an employee the option for group health continuation coverage rights when their insurance would otherwise end due to a “qualifying event.”
ERISA
The Employee Retirement Income Security Act is designed to protect the rights of employees and the security of their retirement benefits.
FMLA
The Family and Medical Leave Act requires that an employer provide leaves of absence for the birth or adoption of a child, for the care of a seriously ill family member or for an employee’s own serious health condition.
HIPAA
The Health Insurance Portability and Accountability Act protects the health coverage of people who switch from one job to another or who leave their jobs without taking another job.
Government Disability
Government disability programs provide basic income protection, sometimes medical benefits, to disabled individuals.
Section 125
Section 125 Cafeteria Plan is a non-discriminatory written plan where all participants are employees of the sponsoring employer, and which offers the choice between two or more benefits consisting of cash or certain nontaxable benefits.
Social Security
A government program that is designed to protect workers against loss of income caused by retirement, disability or death.
WHCRA
This law contains protections for patients who elect breast reconstruction in connection with a mastectomy.

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